This is the first weekly note. Five lanes.

Spiritual: I just finished four Sunday school lessons on the rest of God. I have been sitting with that. I turned those lessons into a book. The title is No Sweat. It may be on Amazon by now. Or you can start with The 40 Year Pattern.

AI: My newest AI obsession is Grok Bot. Easier than ChatGPT for me, and built for agents. One cleans Gmail. One builds this newsletter. One watches health records. A chief of staff watches them all.

Appraisals: Freddie Mac for the week of August 20: 6.65% on the 30-year, 5.95% on the 15-year. Second small dip. Still a hair above last August. For Georgia, this is not a floodgate. Shop the quote. The house still has to support the number.

City government: Pulaski County valuation notices went out, and a lot of people are upset about higher values. Value and tax are two different things. Millage sets the bill. Hawkinsville has not raised its millage rate since 1987. About 5% of our $10 million city budget comes from property taxes.

Productivity: Most people still use AI like a search engine. There is more. My last Amazon book went from manuscript to submission in about thirty minutes with an agent. Morning AI checks the calendar, finds local events and restaurants for Vonnie, blocks travel time, and even pre-conditions the Tesla.

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— Shelly