This week’s note is live.

The appraisal is the lender’s second opinion. Not a surprise. That’s how the system was built.

City government goes dysfunctional the same way a small shop does. People sit in the wrong chair. The rule is simple. Know your chair. Sit in it.

Michael Gerber’s E-Myth says the same thing about technicians who think knowing the work means they can run the business.

Shellyism: I was surprised when my psychic friend complimented me on the way I’d cooked his steak. “Well done” is rare from a medium.

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